Job Description

• The primary responsibilities of the Field Debt Collection Officer for Microfinance Loans at Thai Credit Bank involve conducting on-site visits to follow up and collect overdue debts from customers in the Micro SME business sector. The main duties are as follows:
• - Conduct on-site visits to follow up and collect payments from customers who are in default on loan installments or have overdue payments by meeting customers at their business premises or residences based on the information provided to the bank.
• - Negotiate debt restructuring and engage in discussions with customers facing financial difficulties to collaboratively find solutions, such as debt restructuring or establishing a payment plan that allows customers to continue repaying their debts.
• - Verify and survey customers: Conduct on-site checks of customer information in cases where irregularities are detected or when customers have become uncontactable, in order to mitigate credit risk.
• - Perform substitute/support work: In certain cases, may substitute for the Micro and Nano Finance Loan Advisor (CA) at assigned branches.
• - Report on performance: Prepare reports on field visits and debt collection activities to be presented to the bank three times within the specified timeframe.

Job Description

• Main Responsibilities and Roles: Welcome and provide product information, greet customers with courtesy, and offer insights about the brand's history, watch mechanisms (such as Retrograde), materials, and functions. Achieve sales targets by closing sales effectively, meeting assigned goals from both regular sales and special event sales, such as exclusive collections. After-sales service, manage customer inquiries regarding warranties, and provide guidance on watch maintenance to ensure excellent condition. Manage the storefront, maintain the organization of the boutique or counter, arrange products attractively, cleanly, and in accordance with brand standards.

Job Description

• Key Responsibilities: Conducting inspections and analyses to verify the accuracy of financial documents, customer information, and vehicle conditions both in the system and on-site (fieldwork). Approving loans by evaluating and granting credit in accordance with the company's established criteria. Selling and recommending products by presenting vehicle registration loan products and various insurance options. Document operations: Recording contract data, processing installment payments, and preparing transfer agreements. Customer service: Managing loan service operations efficiently to ensure customers receive funds promptly.

Job Description

• Detailed Main Responsibilities: Collect and verify documents, gather financial information such as financial statements, bank statements, and credit history from the National Credit Bureau (NCB) to ensure accuracy. Analyze financial capability and assess the risk of default using various financial tools such as financial ratios and cash flow assessments to evaluate the creditworthiness of borrowers. Evaluate collateral by inspecting and appraising the value of assets used as collateral, including motorcycles. Prepare loan reports: summarize opinions, analyze risks, and make recommendations for approval, denial, or the establishment of appropriate loan conditions for submission to the loan approval committee. Monitor and manage debtors: track the business activities of debtors to assess potential risks that may arise during the repayment period.